Definition: Digital Payment Exprets are authorized individuals that allow a business to accept credit card or bank debit card transactions using online ordering or point of sales systems.


Why This Course?

This is the only course you will ever need to become a massively successful Digital Payments Expert. David And Patricia Carlin are the #1 power couple in the payment processing world. They’ve taken over 20 years of experience and distilled it down into the industry’s first step by step training system. These are the exact same strategies they personally use to generate millions of dollars per year in commissions.

What Others Have To Say

"As the owner of a leading creative event planning company in New England, my income resets every time a wedding or event is completed. Most industries face the same issue. When I heard about Residual Payments, I was very interested in building a residual form of monthly income that DOES NOT RESET. After going through the training and working one-on-one with Patricia and David, this is definitely a great way to secure ongoing stable revenue. Since I have many colleagues including florists, limo companies, makeup and hair artists, etc., digital payments is a very comfortable conversation to have with my vendors because I am offering them a solution that saves them money on their merchant service fees. I make residual income while getting to put money back in the pockets of my connections. It’s a win win."


I am a real-life testimony of what a career in payments can do to someone’s life. Two years ago I literally knew nothing about payment processing. I took a leap of faith and gave the industry a try. Through the help of Dave and Patricia Carin and their training platform Residual Payments, I have closed over 80 accounts and have built a residual income empire of $8k month and growing. Now, I am starting to learn about the higher margin industries with one-on-one high risk mastery training. My residuals should double or maybe even triple this year depending on how much time I focus on this side of the business.As a dedicated husband and a father of three wonderful children, I could not be more thankful for what a career in payments has done for my family and I. I now have more personal and financial freedom than I could have ever dreamed of, and I am just getting started.  Thank you Dave and Patricia Carlin.  You are paving the way in payments and are changing peoples lives!


I was in the investment banking industry, the mortgage banking industry and I’m currently a strategic sales advisor and consultant and I never knew an industry this lucrative for everyday people even existed! I couldn’t sleep for days when Patricia first explained this world to me. Now, the majority of my time is spent working with business owners on finding new or better solutions for their credit card processing. And as their Digital Payments Agent, I make a percentage of each and every one of their credit transactions each and every month. This training is awesome and the best first step in learning about this exciting and lucrative world of digital payments.


A Course Taught By Real Experts

We close deals every single day and we are pulling back the curtain to show you exactly how we make it happen.

Jeff "Herschy" Schwerdt

I’m a former F-16 Instructor Pilot turned entrepreneur after experiencing a career ending back injury in 2007. I started working online in 2007 and created my first digital agency in 2008 working with local business owners.

I’m a husband, father, international speaker, author, and the creator / co-founder of several products, software platforms, and tools designed to help internet marketers, local business owners, and digital service agencies.

Using my eight year military flying background, I focus on developing proven and repeatable systems that use easy to follow step by step processes to ensure we consistently bring in new clients using the power of automation. I've exited 2 companies in the local and marketing space in the past decade based on building systems on that model.

What You Will Get Access To:

We’re not holding anything back. You will get access to all of our best strategies
and even have the opportunity to have us close your sales for you!

Video Training

Get complete access to over 10 hours of in depth video training on prospecting, sales, systems, and retention.

PDF Guides

Get complete access to over 10 hours of in depth video training on prospecting, sales, systems, and retention.


Get complete access to over 10 hours of in depth video training on prospecting, sales, systems, and retention.


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